Business Loans
Financing that keeps your business moving forward
Property, vehicle, equipment, and working capital financing for businesses of every size, with a straightforward application process.
Loan calculator
Calculate your monthly payments
Effective rate: 3.99% p.a. (reducing). Terms and conditions apply. Interest rates vary by tenor and are subject to bank policy.
Know more about Home loansMonthly payment
د.إ 21,286
Total payment
د.إ 255,436
Borrow wisely
Estimates only. Your actual rate and repayment terms depend on your application and creditworthiness.
Financing options
Business loans
Browse our business financing options, each with its own terms, eligibility, and required documents.
Property & Equipment
Commercial Property
Retail space and office loans
Construction Equipment
New and used equipment financing
Solar Panel Financing
Cut energy costs with solar
Manufacturing Equipment
Industrial machinery financing
Business Vehicles
Business Vehicle
Update your commercial vehicles
Commercial Vehicle
Trucks, vans, and heavy vehicles
Fleet Financing
Grow or replace your fleet
Working Capital
Merchant Loan (POS)
Power your business forward
Small Business Loan
Flexible financing for SMEs
Semi-Secured Business Loan
Expand through equity release
Loan Against Fixed Deposit
Grow your business, securely
Why should you get a loan with EmirateFicancent?
Lower interest rates
Compared to market offerings
Debt consolidation
Lighten your monthly payments with our One Pay feature
Free insurance
Free insurance to cover your outstanding in case of an eventuality
Easy top-up
Get additional funds easily with our loan top-ups
Every business has a next move. Here's how we backed theirs
We used the financing to open our second retail location. The application asked for exactly what a growing business actually has on hand, nothing excessive.
Noura Al Falasi
Small Business Loan
Financing new equipment from outside the UAE seemed like it would be complicated. It wasn't. Our account manager understood our business and moved things along quickly.
Marco Fiorentino
Manufacturing Equipment
We financed our regional office through EmirateFicancent while running the business remotely. Every update on our application came through the dashboard in real time.
Thomas Richter
Commercial Property Loan
Getting equipment financing approved as a foreign-incorporated business is usually where lenders lose interest. The team here didn't, and we closed within weeks.
Julia Marshall
Construction Equipment
Are you an individual?
We have personal loans that may suit you
From personal financing to home and auto loans, explore options built around your life.
Frequently asked questions
Business financing
Give your business the financing it needs to grow
From property and equipment to working capital, create an account and start your business loan application today.
Financing for SMEs to large enterprises
Property, vehicle, and equipment loans
Working capital when you need it
